Home Loans | BlueRock

Why Use a Mortgage Broker?

Expert Home Loan Advice

When it comes to home loans, there are so many factors to consider. Fixed or variable? Investment or owner-occupied? Principal and interest or interest only? 100% Offset? We break down the options to provide recommendations that suit your financial circumstances.

Quick Home Loan Execution

Once we identify the most suitable home loan for you, we get to work on collating and completing the necessary paperwork for your application. We make the process smoother, handling all the back and forth with the bank or lender so you don't have to.

Extensive Home Loan Network

We have access to thousands of home loans from more than 60 Australian financial institutions. We compare the market on your behalf to find the right home loan for you – saving you time and money.

Free Home Loan Service

Wondering 'how do mortgage brokers get paid?' Good question! Our service to you is free because the bank or lender pays us a commission upon settlement for connecting you with their loan product.

Our 4-step process to finding you the perfect loan

1. Building a Relationship

We're good listeners! Let's organise a catch-up at a time that suits you, so you can tell us all about your property plans and your future financial goals.

Book a meeting with a mortgage broker.
2. Analysing the Finances

Our team will clearly articulate all the required information we need to process your home loan application efficiently and effectively. When we have all the necessary information, we'll complete our analysis and present the most competitive offers in the market.
3. Completing the Transaction

Our team will assist in selecting or recommending the most appropriate home loan for your financial situation. We'll then work with the bank to approve and settle the Home Loan Transaction.
4. Ensuring your Loan Rocks

We don't disappear once the loan is settled. We regularly review our clients loans to ensure you're getting a good deal (and not paying the loyalty tax). We'll contact you if refinancing could save you money.

Explore home loan refinancing

Home Loan Products

Home loans are never a one-size-fits-all thing. We help you secure the right finance to purchase or build your dream home.

First Home Buyer Loans

Our team are up to date with all the government and bank incentives for FHBs, such as the First Home Loan Deposit Scheme (FHLDS), Stamp Duty exemptions and reduced LMI (Lenders Mortgage Insurance).

Investment Home Loan

Investment loans are any home loan required to purchase a property you intend to rent out or that's not your PPOR. Our team can assist if you're looking to buy an investment property or refinance an existing IP loan.

Family Guarantee Loan

Family Guarantee Loans allow the family (usually parents but can be extended family) to assist their children with the purchase of a property via the use of available equity in their home or investment property.

Professional Package Loan

As a Professional Qualified Solicitor or Accountant, you are entitled to a range of great home loan packages. Lenders can offer no LMI, loans at 90% LVR and special discounts on interest rates.

Book a Home Loan Consultation

Let's talk about you buying your dream home! Book a free 30 minute meeting and discuss your specific financial requirements with one of our lending specialists.

Book Your Consultation

“Off the Plan” Home Loan

Our team can assist with financing the initial deposit to secure your purchase and then working directly with the property developer or sales agent, and the financier to settle the property once the development is complete.

Construction Home Loan

We'll work with you to finance the land purchase then execute on the construction loan once all architectural drawings, council approvals and building contracts have been established.

Lo Doc Home Loan

Lo Doc Home Loans are designed for Self Employed customers who can execute on a home loan but are unable to provide the usual verification documentation such as financials & tax returns to satisfy the bank.

Medico Home Loan

As a Qualified Medical Professional, you're entitled to a range of great home loan packages, which can offer no LMI (Lenders Mortgage Insurance) loans and special discounts on interest rates.

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Make Your Dream Home Your Own